Money
Super & retirement
Opinion
Superannuation
Why Australians fear this stage of life more than we think
Once upon a time, retirement was the prize at the end of the grind. But work has changed.
- by Bec Wilson
Latest
We’ve just sold our $1.2m investment property. What should we do with the money?
Think first about what your objectives are when parking extra funds.
- by Paul Benson
Opinion
Tax reform
What about the 1.2 million Australians who receive no super tax breaks?
As tax brackets have changed, the low income super tax offset has not.
- by Robbie Campo
A call to action for mid-lifers: Rethink retirement
Younger Australians have a remarkable power of choice over when to retire, but most don’t know what to do with it.
- by Bec Wilson
Opinion
Ask an expert
If two people each have $4 million in super, how would the tax work?
The cut‑in point for taxing unrealised capital gains is based on the total balance for each member.
- by Noel Whittaker
Opinion
Retirement living
The exit fee danger lingering for retirees
Exit fees charged by land lease company Lifestyle Communities were found to be unlawful. But there are still risks for residents.
- by Rachel Lane
We are running the race to retirement riches backward
For a growing number of Australians, it’s not retirement itself that shapes their future. It’s the decade or so before it.
- by Bec Wilson
Opinion
Banking products
Beware the hidden landmines in our credit card fees
Penalty interest rates are often wildly out of step with the Reserve Bank’s steadily falling cash rate.
- by Noel Whittaker
Opinion
Family
How to revel in your new empty nest and the constant dance of letting go
This stage of life is more about building bridges back to your kids than fully cutting ties.
- by Bec Wilson
Opinion
Superannuation
To stop retirees going mad, super funds must agree on these three things
At present, retirement income is being delivered like IKEA furniture – only the instructions are in five languages, and one of the legs is mislabelled.
- by Bec Wilson
Opinion
Superannuation
My super fund has collapsed. Can I get the pension in the meantime?
When you’re left without access to your super due to a fund failure, you can apply for a special exemption to get the age pension.
- by Noel Whittaker