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Noel Whittaker

Noel Whittaker

Noel Whittaker, AM, is the author of Making Money Made Simple and numerous other books on personal finance.

We want to help our two children own property. Who can help us?

I can’t find any financial adviser who wants to help find a property for my children.

  • Noel Whittaker

Latest

Australian banks are among the safest in the world.

I’ve just sold my farm. What’s the best way to park the money for a while?

First, don’t focus on unlikely disasters when making a decision.

  • Noel Whittaker
Superannuation.

If two people each have $4 million in super, how would the tax work?

The cut‑in point for taxing unrealised capital gains is based on the total balance for each member.

  • Noel Whittaker
Young Australians are turning back to credit cards, but they’re not always a good idea.

Beware the hidden landmines in our credit card fees

Penalty interest rates are often wildly out of step with the Reserve Bank’s steadily falling cash rate.

  • Noel Whittaker

Can I transfer funds from my super account to my wife’s to reduce tax?

There’s a perfectly legal option for this that doesn’t require tax office approval.

  • Noel Whittaker
If your super fund fails, there are options available for you.

My super fund has collapsed. Can I get the pension in the meantime?

When you’re left without access to your super due to a fund failure, you can apply for a special exemption to get the age pension.

  • Noel Whittaker
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There’s a lot to love about the compounding effect of investing in shares.

I don’t see the point of compound interest. Why is it so great?

Described by Albert Einstein as the “the most powerful force in the universe”, compound interest is a crucial part of investing.

  • Noel Whittaker
The newly proposed $3m super tax has prompted a flurry of action from investors looking for ways around it. But there’s only one option worth considering.

Why trying to avoid the $3m super tax could leave you worse off

The newly proposed $3m super tax has prompted a flurry of action from investors looking for ways around it. But there’s only one option worth considering.

  • Noel Whittaker
A reverse mortgage lets you stay in your home and avoid the costs and disruption of moving, but the repayments over time can start to add up.

Could we lose our house if we take out a reverse mortgage?

A reverse mortgage lets you stay in your home and avoid the costs and disruption of moving, but the repayments over time can start to add up.

  • Noel Whittaker
Nest egg looking a little light on? There are strategies you can use to super-charge it.

We’re nearly retired, but worry our super is too low. How can we boost it?

There are some effective strategies you can employ to supercharge your super in the last few years of your working life.

  • Noel Whittaker