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Nicole Pedersen-McKinnon

Nicole Pedersen-McKinnon

Nicole Pedersen-McKinnon is a financial educator, commentator and author.

Investors are back as the fastest growing group of buyers.

How I structure investment property loans for maximum tax perks

Spurred by high rents and expectations of further price growth, investors are back as the fastest growing group of buyers.

  • Nicole Pedersen-McKinnon

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If I wait until I’m 55 to sell, can I avoid capital gains tax?

It’s not your age that matters but acting on the opportunity to shelter up to $167,500 of profits.

  • Nicole Pedersen-McKinnon
You could dramatically slash your mortgage repayments simply by switching lenders.

Forget one rate cut – here are five

This week’s rate cut will save you a little – but here’s how you can slash your mortgage repayments even more dramatically.

  • Nicole Pedersen-McKinnon
Four-in-five Australians want to leave their family members an inheritance.

How ‘living inheritances’ are changing the lives of adult ‘kids’

Almost 20 per cent of Australians have inherited some form of wealth from a family member.

  • Nicole Pedersen-McKinnon
A QANTAS / ANZ bank frequent flyer card generic

The Qantas frequent flyer program is changing - here’s how to still fly for free

Qantas has increased the number of points you need to fly - by 20 per cent in some cases. So now’s the time to step up how you collect points.

  • Nicole Pedersen-McKinnon

Why is my credit score bad when I am so good with money?

One factor may have killed your credit rating. Here’s what you can do.

  • Nicole Pedersen-McKinnon
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Follow my checklist to see if your super fund is a good one.

The three-step check to see if you’re in a good super fund

A perfect super storm saw years of the contributions I earned as a teenager evaporate. Here’s how to ensure it never happens to you.

  • Nicole Pedersen-McKinnon
Inflation is now back in the 2 to 3 per cent target range.

If inflation is under control, why does your budget feel so stretched?

The numbers are pointing to the rate of price rises sitting at where the Reserve Bank wants it, but that doesn’t mean we get to see the benefits straight away.

  • Nicole Pedersen-McKinnon
The Reserve Bank wants to ban surcharges for debit and credit card transactions.

Credit card companies are hoarding rate cuts. Shame on them

It’s nothing short of a scandal that credit card interest rates barely budge, no matter what is happening with official rates.

  • Nicole Pedersen-McKinnon
Hidden fees are a fact of life in our financial system, and some of them are even more egregious than credit card surcharges.

Forget card surcharges, these three invisible fees are costing us more

Hidden fees are a fact of life in our financial system, and some of them are even more egregious than credit card surcharges.

  • Nicole Pedersen-McKinnon